October 17th, 2009
Researching Junk Silver Coins

It’s time I got to work learning about Junk Silver Coins.
It turns out these coins are one of the best ways for smaller investors to own silver.
Everything I’ve read online about silver war nickels sounds good. I think these coins are a good choice for me.
With the way things are going in the economy these days, you can’t be too careful. Inflation is a big risk, and I want to hedge against it.
Ok - that’s it for today.

Filed under: Finance :: Wealth-Building @ 7:40 am

October 15th, 2009
Doing Research On Junk Silver Coins

It’s time to get serious about Junk Silver Coins.
I’d like to get exposure to silver, and it turns out old silver coins are a great way to do it.
I’ve been researching junk silver bag investing for a while, now, and I think it’s time to take action, before precious metal prices go even higher.
With the rate the national debit is growing, inflation is inevitable. These coins are a great protection against it.
Alright - that’s all for now.

Filed under: Finance :: Wealth-Building @ 5:40 pm

December 14th, 2008
SAP Integrations

SAP has made its business APIs available for some time and the company also develops those for new products in the SCM and CRM space - although this somewhat runs counter to SAP’s integration story.

However, that is good only for as long as each vendor keeps its side of the bargain. In the past, both SAP and Oracle have made partner technology available and then taken charge of product development themselves. This is part of the cut and thrust of software development comparison between Oracle apps and erp vendor selection, and there is always the risk that today’s partners will find themselves stranded in the future.

 

Filed under: Finance :: Wealth-Building @ 3:40 pm

October 4th, 2008
What Is A Deemed Ira?

When an employee supplies and Ira for their employees and make requested Ira contributions into it with a percentage of the employees payroll including any matching contributions, they also sometimes put a deemed account attached to the original Ira and this deemed account is there in order for the employee to put in voluntary contributions whenever they would like. This account can be treated as a regular Ira or a Roth Ira. Both of the Iras will support eachother for profit sharing, a qualified pension, or the 401K plan. This can also be a qualified employee annuity plan as well.

Filed under: Finance :: Wealth-Building @ 7:42 am

August 24th, 2008
Withdrawals From SEP IRA

Participants can not avail loans from their sep ira. However withdrawals can be made at any time and these amounts can be rolled over tax free to another SEP IRA or traditional IRA. Distributions from SEP IRA, that are not rolled over to another plan is subject to income tax and will attract an additional 10% tax, if the withdrawal is made before the age of 59 ½.

 

Filed under: Finance :: Wealth-Building @ 9:43 pm

August 15th, 2008
Regarding Online Savings Accounts

You know, I’m sick and tired of getting a lousy rate on my savings. I’ve decided to check out online savings accounts. It’s plain to me that most of the options there are a much better deal than I’ve been getting. It’s your money, after all, and the banks make money off it just by virtue of having it. It hardly seems right that they would nickel and dime you to death with fees on top of it. I poked around the net, and settled on wilmington trust direct as the best option out there. They pay great rates, and don’t charge those ridiculous fees. Frankly, I couldn’t care less about meeting a banker in person. I’d much rather do my banking online with a click or two than wait in line at the branch. In fact, I think most people would be better off switching to an online bank. Please comment and let me know what you think.

Filed under: Finance :: Wealth-Building @ 2:43 pm

August 8th, 2008
About SEP IRA Retirement Plans

Learned today that my employer offers
SEP IRA Retirement Plans instead of 401ks. I know nothing about them. Time to do some research.
In particular, I need to know more about Sep Ira Rules. There’s some decent stuff on the net about it, but it’s hard to stay focused on it. This stuff is just so dry and dull.
I’m hoping I’ll be able to set things up once and be done with it. Use dollar-cost averaging to smooth things out over time.
I’ll post more soon.

Filed under: Finance :: Wealth-Building @ 2:45 pm

July 22nd, 2008
My Personal Experience With Structured Settlement Sales

The prospects of
Structured Settlement Sales are interesting, but the trouble is that the buyers most often offer far less than you’d receive if you held onto your settlement.
I’ve learned a bit about What A Structured Settlement Is online, but I’m no closer to a decision than I was before. It boils down to risk management - a smaller lump sum now, or the potential of a larger payout over time, with some risks of the payer going out of business in the meantime.

Hopefully I’ll be able to make the right choice when the time comes, but right now I’m frustrated.
I’m sure I’ll have more to say about this down the line.

Filed under: Finance :: Wealth-Building @ 2:41 pm

June 15th, 2008
Researching SEP IRA Plans

My company is offering
SEP IRA Plans as its primary retirement benefit. I’m thinking that signing up is a good idea, but I don’t know how the whole process works.
I’ve been coming the net for info on Sep Ira Contribution Limits, but it’s been slow. This stuff just makes my eyes glaze over.
Hopefully I’ll be able to set things up and just let them coast after that. I don’t like micro-managing financial stuff.

Filed under: Finance :: Wealth-Building @ 9:40 pm

June 8th, 2008
Thoughts On International Banking Services

I think it’s high time I looked into
International Banking services. It’s a prudent move to diversify into currencies from other countries, especially with the Fed’s relentless inflationary policy.
I’m learning all I can about
International Online Banking options to that end. I think it’s time to consider more overseas options.
You never can tell what the Fed will do next. Most often, it’s the worst possible course for our currency. I say diversify.
Until next time.

Filed under: Finance :: Wealth-Building @ 2:41 pm

May 27th, 2008
Internet Savings Accounts

I’ve been looking into internet banks lately. I’ve had enough of big local banks. Lousy rates and high fees - why stick with them? It’s time for a change, so I’m going to try something new. I’m particularly fed up with earning .5% interest for the privilege of lending my money to the bank. Enough is enough. Especially in light of the sorts of rates the same banks charge you when they lend you money. I poked around the net, and settled on Wilmington Trust Direct as the best option out there. They pay great rates, and don’t charge those ridiculous fees. Who cares if the big banks have more ATMs when they will refund your ATM fees from any other Bank? Now I can use any ATM in town. More people should check out internet banks instead of big banks.

Filed under: Finance :: Wealth-Building @ 9:40 pm
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